Income Tax Act 2025: Section 97 for Tax Year 2025-26

Income from a revocable asset transfer is taxed as the transferor’s income. Irrevocable transfers are exempt unless revocation rights arise later.

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Chargeability of income in transfer of assets

[As per the Income Tax Act, 2025 (this Act) w.e.f. 1st April, 2026.]

Section 97(1) of Income Tax Act 2025

(1) All income arising to any person by virtue of a revocable transfer of assets shall be chargeable to income-tax as income of the transferor and shall be included in his total income.

Section 97(2) of Income Tax Act 2025

(2)The provisions of sub-section (1) shall not apply, if such transfer—

(a)is by way of trust which is not revocable during the lifetime of the beneficiary; or

(b)and in case of any other transfer, is not revocable during the life time of the transferee,
and the transferor does not derive any direct or indirect benefit from such income in cases referred to in clauses (a) and (b).

Section 97(3) of Income Tax Act 2025

(3)Irrespective of the provisions of sub-section (2), all income arising to any person by virtue of such transfer shall be chargeable to income-tax as income of the transferor as and when the power to revoke such transfer arises, and shall than be included in his total income.


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